Buying an owner-occupied home and a mortgage loan to finance the home is an important decision with a substantial, long-term financial obligation.
The costs and repayment of this loan have a major impact on disposable income in the longer term. Taking out a mortgage therefore has a major impact on your financial situation.
It is therefore not wise to take out a mortgage for which up to € 1,000 (or more) is paid every month for 30 years, without having to look back at the notary after the mortgage deed has been passed. There are often opportunities to gain financial benefits afterwards. Fortunately, more and more people are discovering that keeping the mortgage active (or having it managed) offers many benefits.
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